Services
03
PERsonal
Personal Insurance
Personal insurance is a type of coverage designed to protect individuals and families from financial loss due to unforeseen events. It includes various policies that safeguard assets, health, income, and overall well-being. Common types of personal insurance include:
- Health Insurance – Covers medical expenses, hospitalization, and treatments.
- Life Insurance – Provides financial security to beneficiaries in case of the policyholder’s death.
- Auto Insurance – Protects against vehicle-related damages, accidents, and liability.
- Homeowners/Renters Insurance – Covers property damage, theft, and liability for homeowners and tenants.
- Disability Insurance – Replaces lost income if the insured becomes unable to work due to illness or injury.
- Travel Insurance – Provides coverage for trip cancellations, medical emergencies, and lost baggage.
Personal insurance offers peace of mind by reducing financial risks and ensuring stability in times of crisis. It is essential for protecting oneself and loved ones from unexpected financial burdens.
Health insurance
Health insurance is a type of coverage that helps individuals and families manage the costs of medical care. It provides financial protection against expenses related to illnesses, injuries, and preventive healthcare services.
Health insurance plans typically cover:
- Doctor visits – Routine check-ups, specialist consultations, and medical advice.
- Hospitalization – Costs for inpatient care, surgeries, and emergency treatments.
- Prescription drugs – Coverage for medications prescribed by healthcare providers.
- Preventive care – Vaccinations, screenings, and wellness check-ups.
- Maternity and newborn care – Support for pregnancy, childbirth, and postnatal care.
- Mental health services – Counseling, therapy, and psychiatric care.
Health insurance policies can be obtained through employers, government programs, or private insurers. They may involve premiums, deductibles, copayments, and coinsurance, depending on the plan.
Having health insurance ensures access to quality medical care while reducing the financial burden of unexpected healthcare expenses.
Family Security
Why Insurance is Important for Family Security?
- Protects against unexpected financial hardships.
- Ensures dependents are financially supported in case of death or disability.
- Covers rising healthcare and education costs.
- Reduces stress by providing peace of mind and financial stability.
Having the right insurance policies in place is essential for safeguarding a family’s future, ensuring they remain financially secure even in times of crisis.
starter family plan
